What to Do After Getting into an Accident with an Uninsured Driver

What to Do After Getting into an Accident with an Uninsured Driver

Here are some of the things you should do after getting into an accident with an uninsured motorist.

Getting into an accident is bad enough on its own, but getting into an accident with an uninsured driver adds an additional level of stress to the whole situation. If you ever find yourself involved in such circumstances, then here are some of the things you need to remember.

Call the Police

While you should contact the authorities anytime you are involved in an accident, it’s especially important to do so after an accident with an uninsured motorist. Not only will you be helping the police apprehend a criminal (yes, driving without insurance is illegal in almost every state), but it will also add an extra layer of security for you. Having the police on the scene could help you if the other driver is uncooperative, aggressive, or attempts to flee the scene.

Do Not Accept Money

Oftentimes, uninsured drivers will offer you money for your car’s repairs in an attempt to bypass the official insurance process. However, you should never accept this deal. Accepting money would constitute a bribe and would be considered fraud on your part. Additionally, there’s no guarantee that the money they offer you will be sufficient to address your car’s damages. Rather than risking it, it’s always better to access coverage through official channels.

Speak to Your Insurance Provider

As with any car accident, it’s important to contact your auto insurer to report the accident and begin the claims process. However, after getting into a crash with an uninsured driver, it’s especially important that you call as soon as possible. Not only will your agent walk you through the claims process, but they may also recommend speaking to an attorney to ensure that your assets are protected no matter what might occur with the other driver.

These are some of the things you should do after being involved in an accident with an uninsured driver. Do you have further concerns with your auto insurance? If so, then don’t hesitate to contact the professionals at Desert Empire Insurance. Our dedicated team is ready to assist you with all your coverage needs today.