Is That Extended Warranty Worth It?

car driving

The stress of buying a car is enough without having to worry about the additional car insurance and warranties. It may seem like the last thing on your mind at the time to buy the extended warranty, but you never know what the future might hold. There may come a time when your car is no longer covered by the original factory warranty and the costs to now repair your car may be extremely expensive.

One thing to consider is the type of car that you have, and the cost of repairs that will coincide with this car. If you are purchasing a more expensive car, it may be a good idea to have the extended warranty due to the fact that it will require costly repairs. Opposed to those who are purchasing a basic car or truck that will basic repairs throughout the years, the extended warranty may not be worth it.

When deciding between an extended warranty, it is important to know the difference between car warranties and car insurance. Although they both save you money and fix your car, there are a few important differences. Car insurance focuses more on accidents, including floods, hail storms or traffic accidents. This is different for warranties as they are more focused on fixing problems with the vehicle specifically. If you are experiencing problems with your front suspension, then having a warranty would benefit you in this case.

Whether you are deciding between an extended warranty or car insurance, contact the insurance professionals at Desert Empire Insurance for all of your auto insurance needs in Palm Desert, California.