Learning from the California Wildfires

Here’s what homeowners across the country can learn from the devastation of this year’s California wildfires.Learning from the California Wildfires

Earlier this year, the state of California experienced a series of wildfires more devastating than any the state has experienced in its history. While these fires left paths of destruction, trauma, and even death, homeowners can still look at these fires as a learning experience. Here are some things you can take away from California’s intense wildfire season.

  • Be Ready to Evacuate

California’s wildfires moved extremely rapidly, and many homeowners had only a moment’s notice to gather their valuables and evacuate their properties. Because an evacuation situation may arise with very little warning, it’s important that homeowners across the country are ready to jump into action. One way that you can be ready for the worst is by having an evacuation kit ready at all times. This kit should include things like important documents, food and water rations, spare clothes, first aid supplies, basic tools, and extra cash. If you and your family are forced to evacuate your home, you should be able to scoop up your evacuation kit and any valuables and be ready to go.

  • Make an Emergency Response Plan

Sadly, the damage caused by California’s widespread fires left many homeless and without a place to turn to for support. If you would like to avoid this feeling of uncertainty, make a plan for what you and your loved ones will do if you are ever faced with a serious natural disaster. Your plan should detail where your loved ones will stay if your home is destroyed, how you can contact loved ones, and what steps you will take to get your home ready to live in again. When you have a solid plan in place, you will have the peace of mind that comes from knowing that you have concrete steps to take even after your life has been turned upside down.

  • Review and Update Your Home Insurance

Unfortunately, many Californians learned that their homeowners insurance coverage was inadequate the hard way. After finding their homes completely devastated by fire, many attempted to file a claim only to learn that they did not have enough coverage to completely rebuild their homes. Oftentimes, this insufficient coverage was due to the homeowner’s failure to consistently review and update their policy’s coverage limits. Every year, your homeowners policy should be updated to account for inflation, changing property values, shifting construction costs, and so on. By keeping your insurance up to date, you can ensure that you have the comprehensive coverage you need if you are faced with a major disaster event.

These are some of the lessons that homeowners can learn from California’s wildfire season. Are you looking for the right coverage to protect your home from all the risks that it faces? If so, contact the experts at Desert Empire Insurance. Our dedicated team is ready to get you the coverage that you need today.