Easily Preventable Home Insurance Claims

Avoid these common homeowners insurance claims.woman filing online insurance claim

Just because you have home insurance doesn’t mean that you want to access this coverage.  Fortunately, many of the most common home insurance claims are actually easily preventable.  Take these steps to avoid some of the most common home claim events.

  • Roof Leak and Collapse

If your roof begins to leak or collapses completely, then this will be a pricey insurance claim.  To prevent this claim event, you should keep up with basic roof maintenance, such a routine gutter cleaning and shingle replacement.  You should also be sure to remove dead limbs and trim overgrown branches on the trees that overhang your home’s roof.  This will prevent your trees from causing roof damage during a windy or stormy day.

  • Washing Machine Issues

If your washing machine malfunctions, then it can cause significant water damage to your home and belongings. To prevent this issue, you must inspect your washing machine regularly to check for loose or damaged hoses.  Even if your hoses look fine, experts recommend changing them every three years just to be on the safe side.

  • Leaky Bathtub or Shower

Over time, the grout or caulk around your bathtub and/or shower can wear away, allowing water to seep into the walls or flooring of your bathroom.  To avoid this significant water damage, you should frequently inspect and repair the seals around your tub and/or shower.  Experts recommend completely resealing your tub and shower every year.

Take these steps to prevent these common types of home insurance claims.  Do you have more questions about risk mitigation strategies?  If so, then contact the expert team at Desert Empire Insurance.  We are ready to assist you with all your home coverage needs today.


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