Check Out These Answers to All You Health Insurance Questions

Answers to All You Health Insurance QuestionsFind out all you need to know about health insurance!

Open Enrollment has begun, and it is time to rethink your health insurance. While you may think you don’t need health insurance, it’s a helpful tool to keep you healthy so that you can enjoy life. However, purchasing health insurance can be stressful. Check out what you need to know about health insurance with these frequently asked questions.

What is Open Enrollment?

Open Enrollment is the period during which you’re able to shop for health insurance through the Affordable Care Act (ACA). You’re able to sign up for health insurance if you haven’t already or you’re able to change policies. Open Enrollment for 2017 lasts until January 31, 2017.

What factors do I need to consider when buying health insurance?

When purchasing health insurance, it’s important that you pay attention to the various facets that differentiate the health insurance policies. Choose a plan that best fits your needs in terms of deductibles, copayments, and coinsurance. You will have to pay for some of your coverages out of pocket. However, the amount that you pay depends on how these factors are established under your coverage.

Why do I need health insurance?

Life is unpredictable, and hospital bills are expensive. You need health insurance to help offset the costs of your medical care so that you can stay healthy without breaking the bank. Additionally, under the ACA, every American citizen is required to obtain health insurance. If you don’t purchase health insurance, you’re subject to tax penalties.

Make your health a priority in your life. Invest in the right health insurance so that you can rest easy knowing that you have access to the care you need. Contact the professionals at Desert Empire Insurance Services, Inc. for assistance with your policies. Located in Palm Desert, California, we serve all your personal and commercial insurance needs.