Can You Insure Multiple Cars on the Same Policy?

Insuring your household’s vehicles with a multi-car insurance policy.Can You Insure Multiple Cars on the Same Policy?

If you have several cars to your household, then having a different insurance policy on each vehicle is expensive and inefficient.  To save yourself some time and money, you should consider investing in a multi-car insurance policy.  Curious to learn more about the coverage offered by this special type of auto insurance?  Then here’s what you need to know.

What does a multi-car policy cover?

Multi-car policies offer the same coverage as a traditional auto policy.  Typically, all vehicles insured on a multi-car policy must carry the same amount of liability and underinsured motorist coverage.  However, policyholders can adjust the amount of collision and comprehensive coverage on each vehicle.  You can even secure special coverages for some cars on the policy without having to tack these extra coverages onto all your cars.

Are there coverage restrictions?

Most insurers will limit the number of cars that you can insure on a multi-car policy.  Usually, the cap is around four or five vehicles but check with your insurance provider to learn the specifics of your policy.  Some insurers might require that all the cars on the policy be owned by related parties.  Other insurance providers may not care about familial relation, but they may require that everyone insured under the policy live at the same address.

This is what you need to know about multi-car insurance policies.  Are you interested in learning more about your auto insurance coverage options?  If so, then contact the experts at Desert Empire Insurance.  We are ready to assist you with all your coverage needs today.