Protect your new holiday gifts

The holidays are over and many homes are now filled with new gifts, including high end electronics, toys and jewelry. Certain items may be covered under your traditional homeowners insurance policies, however, the more expensive items may have to be added individually in order to be covered.

Make a list of scheduled items with your insurance agent. This includes adding any new big ticket items that have been recently introduced to your home since you last updated your policy. Items include big screen televisions, rare pieces of art and jewelry, furs, and fire arms.

Document the value of your holiday gifts. Keep purchase receipts, take photos and print out estimates. Place all of these items in a fireproof safe or in a safe deposit box.

Contact your insurance agent today to discuss what you need to do to ensure your new holiday gifts are covered under your current insurance policy. If they are not, discuss your options to update the policy.

For more information about your homeowners insurance needs contact Desert Empire Insurance today.