Special Programs

Special Programs

Restaurant Program

Our staff of 25 highly qualified employees, offering in some cases more than 35 years of expertise, has earned us a reputation of a widely respected risk management and insurance organization. We are pleased to announce our exclusive Southern California partnership with the California Restaurant Mutual Benefit Corporation to bring you the largest self insured worker compensation insurance group program in California.

Give us a call for more information.


CIBA Insurance Services, established in 1993, provides commercial real estate insurance programs to property owners, managers, associations and affinity groups.

Program coverage limits are established, continuously monitored and adjusted, if necessary, to ensure that each participant’s purchased coverages are available to protect their commercial real estate investment.

Exclusive Subcontractor Program


• California, Arizona, and Nevada subcontractors
• $5,000 mimimum premium
• Limits up to $1,000,000/$2,000,000/$2,000,000
• $1,500 per occurrence deductible – BI/PD combined
• 2004 ISO Commercial Liability Form
• No restriction on Single Family Tract housing work

Pool Pak Program

Available Classes

Pool builders and related subcontractors who work primarily on single-family residential construction of in-ground swimming pools, spas and hot tubs. This includes installation of above ground pools.

Artisan Pak Program

Classes of Contractors

• Drywall and acoustical tile
• Electrical
• Fencing
• Glaziers
• Heating and air conditioning
• Home installation (countertops, cabinets, doors, garage doors, stairways and rails, and floor coverings)
• Land development/improvement
• Landscapers
• Masonary and concrete
• Painters, paperhanging, window treatment
• Solar energy
• Swimming pool Builders and related trades
• Tile